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Sunday, December 25, 2011

CREDIT CARD CRIME

Currently in the world of Credit card crime increasingly widespread and diverse, one type of computer crimes the most common and perhaps most popular in Indonesia is the misuse of credit cards, or better known as Carding.

Basically carding activities carried out by doing the most business transactions on-line buying and selling through the internet and then enter the payment type to the type of credit card and then when confirmed stuffing actors enter credit card information credit card information to others, so the bill will go into account the other. There are several ways to obtain one's credit card information, such as by capturing transaction information when someone makes a purchase on line, entered the retail sites that have not secured / security has not been good, but there is more humiliating is cooperating with officials at the places serve the credit card transaction, for example hotel, so when someone makes a payment by credit card, then the officer had noted that credit card information and gave it to the perpetrator.

According to sources in the Investor On Line, crime credit card abuse occurred thousands of cases in Indonesia, and in general each affected credit card holders between 5 to 25 million dollars, according to the same source the total losses suffered by holders of credit cards during 2003 amounting to 50-60 billion dollars.

As a result of the crime transnational, in turn, will bring a bad image for Indonesia, as a country "nest" of credit card crimes. In the end, the foreign community will be afraid to deal with credit cards in Indonesia, in turn, will become even worse, namely tourists afraid to come to Indonesia. If that happens, Indonesia as a country that in the future will rely on the potential of tourism as a source of income, of the most disadvantaged of the herd criminal act that way. More than that due to this evil poisoned the younger generation simply to earn a living through the moral consequences of credit card abuse the younger generation will be worse.

Credit card abuse, including crimes that are very difficult to overcome, because in Indonesia there is no law that specifically regulates the punishment of this crime, but to reduce and prevent it, the credit card holder can take action carefully as suggested by the Commerce Bank following:

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