Who wants to trellis debt and the catch-chased by debt collector? Especially in the period in which every person can easily make a credit card as now, consumers are free to buy more consumer goods without realizing the high interest credit card, then you need to apply the following surefire tactics to prevent that you are not harassed by debt collectors.
1. Prioritize Largest Flower
Credit card bill will bloom and the flowers will bloom again. That's why; you have to pay off your bills. If funds are not enough, give priority to paying credit card bills from banks that apply the highest interest, especially if you have credit card debt of more than one. Let's say you owe 2 million dollars in bank A are applied rate of 10 percent and 1 million dollars in bank B, which charge interest rates of 8 percent. Repayment of debt means that you must prioritize the debts of the bank A
2. Bring Claims in One Account
If you are delinquent credit card debt in several banks, move the bills on one of the banks that charge the lowest interest rates. You can also report on the credit card issuing bank that you want to move the credit card accounts because of the high competition among banks typically they dared to offer a lower interest rate.
3. Use for Durable Goods
Basically there is nothing wrong with the presence of a credit card as long as it is used appropriately and discipline pay.
Use a credit card to pay for items that provide more value even though you have paid off payment. For example for education or buying a computer. Avoid swipe a credit card to pay for concert tickets, vacation expenses, or eating in restaurants.
That need to be understood, credit cards are a way to borrow money from banks for 25-30 days. Take advantage of this time to pay credit card bills so that you are safe from the flowers.
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