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Sunday, December 25, 2011

Tips for Using Credit Cards Wisely


Offers many advantages. Payments are comfortable, cut prices on a variety of restaurant or hotel and many other advantages. However, credit cards can also bring many problems, if you are not careful in using it.
Use that it can easily make you falls asleep with constantly swiping a credit card regardless of the obligations that must be paid at the end of the month. Well, if you have this you will realize when the bill is bloated.

If you use a credit card wisely, then the credit card can make your life easier. As quoted how, here are tips for using credit cards.

1. Always pay the full bill every month. Interest in credit cards is usually higher, so do not procrastinate so as not liable to pay interest many times over.

2. Customize your purchase with the money they had. If you do not have money saved, then do not use credit cards. Make sure you still have enough money to pay off your credit card bills.

3. Avoid using credit cards in places that do not cooperate with your credit card. Usually if the machine does not support credit card with your credit card, will incur a charge of 3 percent. Dependant charge will be paid by the credit card owner. So this will hurt you.

4. Use only one credit card only. Do not be lulled by credit card offerings. If you have two or three credit cards you actually bother of having to pay dues per year. In addition, having a credit card more than one further encourage you to spend more.

6. Avoid taking cash on credit cards. Flowers are borne will be huge if you take cash from the banks that issue credit cards. So try, do not take money from credit cards.

7. Keep your credit card number information. Do not just buy stuff online with your credit card number. If you want to shop online, make sure the place you are shopping already trusted. Credit card numbers can be abused and used by others.

8. Always check the bills every month. This is to avoid your credit card used by others.


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