The rise of credit card crime that occurred in recent years, in ways that are very diverse, very worrying, especially for credit card holders,, must be vigilant and careful, some of the means used are:
1 ). Recognition of an ex-offender (often called carder) on the screen a few days ago is quite astonishing. The young man whose face was disguised grudge city was admitted several times managed to book a luxury goods ranging from laptops, digital cameras up to four-wheeled vehicles of various virtual stores in foreign countries without leaving dull screen in a cyber cafe located in a narrow alley. Only with a piece of paper containing several credit card numbers belonging to other results obtained from a person's acquaintances from the mailing list (mailing list), it performs the action. Furthermore, the current modus operandi he revealed that his work with actors including couriers and police officers to expedite the delivery process.
"According to Rommy Alkatiry (Deputy Head of Information Chamber of Commerce), misuse of credit cards owned by someone else on the internet is the largest cyber crime case relating to the world of Internet business in Indonesia. Misuse of credit cards owned by others is not complicated and can be done physically or on-line. The names and credit cards of others obtained in various places (restaurant, hotel, or any place of payment transactions by credit card) inserted in the application of the purchase of goods on the internet. "
2). Stealing data over the phone: that is, for example by calling someone and preaches that the use of the card limit has been reached.
The owner of the card is certainly surprised and complains. Well, the complaint is immediately struck by the caller by asking for card number and other data to be checked in the database, but it managed to trap a gift too often hook people to mention his credit card number.
3). the latest methods used in developed countries are to use surveillance devices to obtain credit card numbers of potential victims.
Source of this news (read more here) outside this context, one thing we need to look at is, outsourcing system that occurs in various banks, primarily for marketing credit cards.
Often there is a selection of recruitment for the sales force credit card, which contract to the Other Party * not * directly to the bank, well, if you have this outsourced employees unquestionable loyalty to the bank concerned,, Outsourcing should not only be used for work that is not a major job? Here I saw the need for banks to look back on these outsourced systems, are safe? "What if our data is not up to the bank? Or is there another copy of the data we are?? so scared,, Some tips that may be followed to avoid credit card scams are as follows:
Be careful with the card identification data (card number and expiry date)
For identifying the card can also be used as a means of verifying transactions remotely. Eg transactions via the Internet or telephone. To be careful with your card identification data do not fall into unsafe hands. Identity cards you can use by other parties if they known card number, expiration and PIN.
Be careful with personal data (date of birth and mother's maiden name)
This is usually done with a more sophisticated mode over the phone. If you contact the bank via telephone to transact, usually the bank will ask you some personal identity, such as date of birth and mother's maiden name, to ensure that the call they are persons entitled to the card used. This is a standard security measures to protect consumers. But beware if someone calls you and claims to be from the bank and ask for your personal identity. Remember, in this case, because they are calling, then you should prove that the call was a bank officer in charge, not vice versa. Recently developed mode of fraud where the perpetrator call the card holder and pose as bank officials then asked a number of personal data and identity cards. Do not give your data if you are called, would be better if you call them back to the official number on the card or official brochure, not the phone number suggested by the caller's dark.
Do not show cards to unauthorized persons.
Note your card during the transaction.
Do not give a copy of your credit card to anyone except the last 3 digits on the back signature panel of your card you have your cover or remove.
Do not throw away shopping receipts or invoices you are in intact condition, receipt and immediately destroy your bill if it is not necessary.
Avoid online transactions on websites that do not have a security certification.
Do not inform your credit card data to anyone.
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